CRES Loan Products
Because everyone is different, CRES offers you a choice of loan products, so you can be sure that you’re getting the right loan that best suits your needs. Although some lenders may try to pressure you into a specific loan, at CRES, we know there is no "one-size-fits-all" solution for mortgage financing.
Our Mortgage Specialists are highly trained in advising borrowers, helping both novice and experienced homeowners select the right loan for their financial situation. We'll work with you, answering all of your questions until you are comfortable and confident in the loan you choose.
Our home financing options include:
- FHA loans (all types)
- 203(b) FHA Financing with low 3.50% down-payments for home-buyers.
- 203(k) /203(k) Streamline – provides repair / remodeling financing for fixer-uppers.
- Energy Efficient Mortgages (EEM) – helps borrowers save money on utility bills by allowing financing for appliance and energy efficiency upgrades on refinance or purchase loan.
- Home Equity Conversion Mortgage (HECM) – FHA’s version of reverse mortgages.
- Manufactured and mobile home financing.
- Fixed Rate Loans (10, 15, 20, 30 and 40 year mortgage terms)
- 3/1, 5/1, 7/1 and 10/1 Adjustable Rate (ARM) First Mortgage Loans
- Home Equity Loans and Second Mortgages
- Jumbo and Super-Jumbo Loans – loan amounts up to $2mil.
- Financing for Vacation Homes and Investment Properties
- Loans on Single Family Homes, 1-4 Unit Properties, Townhouses and Condominiums
- Fannie Mae DU Refi Plus – allows up to 125% refinancing if your home is owned by Fannie Mae
- Freddie Mac Open Access – allows up to 125% refinancing if your home is owned by Freddie Mac
- Niche Loans including Financing for Borrowers with more than 10 Financed Properties and Limited / No Doc Programs
- Hard Money Loans (Equity-Driven) for Borrowers who need Quick Cash or have Bad Credit
- Variety of Commercial Loans including SBA and Business Loans
