CRES - Getting Preapproved and Pre-Qualified
The CRES Mortgage Pre-Qualification Process
Qualifying for a home loan mortgage can seem like a daunting experience. Please understand that your CRES California real estate broker is an authority in home loan mortgages. Brokers have a }distinct advantage while shopping for home loans and are able to secure a lower rate than the home buyer shopping by themselves. Getting pre-approved for a home loan takes the guesswork out of home buying and strengthens your position when negotiating for a home sale.
Follow Our Easy 3 Step Process:
- Fill out the form above to get started
- One of our Agents will contact you to complete the loan application
- Get Pre-Qualified within 24 hours
Pre-qualified is not the exactly the same as pre-approved. In the California real estate market, you're going to want to go the extra step and get pre-approved for a home loan before you make an offer on a home. If you are self employed or have been at your present job for less than 2 months the lender may require additional information. Lenders consider many factors in pre-qualifying you for a loan, including your present credit rating, household income and amount of debt. The type of property you're considering and the amount of down payment are also factors all lenders consider when considering the pre-approved status of your home loan application.
Please print and fill out the loan application and fax to 877-391-2737 or email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Loan Application
Updated 1-20-2012
Version: 1.0
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Loan Disclosures
Updated 1-20-2012
Version: 1.0
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